Pennyborn.com Privacy Policy
Pennyborn Planning is a business. In order to provide the information, content, and products on our site, we must have certain policies and business practices that allow us to operate our site and our business in a cost-effective manner.
By visiting Pennyborn.com, you are accepting the policies and practices described in this Privacy Policy (“Policy”). Pennyborn Planning may change its Policy from time to time without prior notice. The most current version of our Policy will be posted on our site. To fully understand the terms and conditions that apply to your use of our site, please read this Policy and our Terms of Use. To find out if there are any changes to our Policy, you are encouraged to periodically revisit the site and review the current version of the Policy.
We receive and store information you enter on our site or give us in any other way (“customer information”). You can choose not to provide certain information, but then you might not be able to order products on our site, view pages on our site or take advantage of certain other features on our site. We use the information you provide for such purposes as responding to your requests, processing your orders, improving our site and product offerings, and communicating with you.
We may share our customer information (including but not limited to e-mail addresses, phone numbers, names, postal addresses, and transaction records) with our vendors, business partners, affiliates, and third parties solely for the purpose of providing products and services to our customers, subscribers, and website users. We do not sell or rent e-mail lists or contact information of our customers, subscribers, or website users. However, customer information may be transferred in connection with a business transaction, such as an acquisition, merger or asset sale involving our business.
We receive and store certain types of information whenever you interact with us. We collect an IP address from all visitors to our site. An IP address is a number that is automatically assigned to your computer when you use the Internet. We use IP addresses to do a variety of things, such as help diagnose problems with our server, operate our site, analyze trends, track users’ movement, gather broad demographic information for aggregate use so we can improve the site, and deliver customized, personalized content.
Communications made via e-mail to our site cannot receive any assurance of privacy. By sending an e-mail through this site, you consent to any such lack of privacy that may occur. We reserve the right to monitor and review e-mails sent through this site in an attempt to prevent our site from being used for SPAM.
If you do not wish to receive e-mail or other communications from Pennyborn Planning, its affiliates or business partners, e-mail us a request to be removed from our distribution list. You may continue to receive e-mail or other communications from us after you have submitted a request to be removed from our distribution list. This may occur due to delays in updating our mailing lists, computer system errors or delays associated with third party service providers. If you receive communications from us after you requested we remove you from our distribution list, please send us another e-mail using the Contact Us page on our site.
We may use technology to gather non-personally identifiable information about your use of our site to assist us with data collection, marketing, and improvements to our site. As part of that process, a “cookie” may be placed on your Web browser. Cookies are small data files that are stored on your computer’s hard drive. If you do not want cookies placed on your Web browser, you can change the settings on your Web browser to prevent it from accepting new cookies, to have it notify you when you receive a new cookie or to disable cookies altogether. However, disabling cookies may prevent you from using some or all portions of our site. Many consider the use of cookies to be an industry standard.
We use third party advertisers to serve ads on our site. These advertisers may place or recognize a unique cookie on your hard drive and may use information about your visits to this and other sites to measure advertising effectiveness and to offer information about goods and services to you. Pennyborn Planning may share its site usage information about visitors to our site with third party advertisers. For this purpose, Pennyborn Planning and its third party advertisers may note some of the pages you visit on our site through pixel tags or clear gifs. This information is not personally identifiable.
Pennyborn Planning may utilize other companies and individuals to perform functions on our behalf, such as e-mail or other communication services, data analysis, credit card or payment processing, and customer service. Companies and individuals performing these functions on our behalf may have access to customer information needed to perform these services, but they are not authorized to use it for any other purpose. Pennyborn Planning may share information about you with our vendors if they are responsible for servicing your account or any other transactions with us.
We may disclose customer information when we believe such disclosure is required to comply with applicable laws or regulations, to comply with requests from a government authority, to enforce or apply our Terms of Use, to protect our rights and property, to protect the safety of our employees, independent contractors or others, or to prevent fraud.
For your convenience, our site contains links to sites of third parties. Other sites unaffiliated with Pennyborn Planning may also link to our site. These sites are not under our control and we are not responsible for the privacy policies or actions of the companies or individuals that operate them. If you visit any of these third party sites, you should review the privacy policy of such site. A link to or from any other site does not imply that Pennyborn Planning endorses or accepts any responsibility for the content or use of such third party site. In no event shall any link, reference or advertisement on Pennyborn.com to or for any third party, any third party site, or any product or service of any third party, be construed as an approval or endorsement by Pennyborn Planning of that third party or such third party’s site, products or services.
Pennyborn.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
We use reasonable efforts to protect the security of information transmitted to our site. Unfortunately, no data transmission over the Internet is 100% secure. While we strive to protect your information, we cannot ensure or warrant the security of such information.
If any portion of this Policy shall be deemed invalid, void or unenforceable, that portion shall be deemed severable and shall not affect the validity and enforceability of the remaining portions of the Policy.
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