Welcome
Welcome to Pennyborn.com. We hope you find our site informative, thought-provoking, practical, and helpful. If you visit or shop on our site, you accept these Terms of Use, whether or not you actually review them. Please read them carefully. These Terms of Use may have changed since your last visit to Pennyborn.com. Our Terms of Use may change at any time without prior notice. The current version of our Terms of Use will be posted on our site. If you do not accept the Terms of Use, you may not use the site.
Privacy
Pennyborn Planning is concerned about privacy matters for visitors and users of our site. Please review our Privacy Policy. Our Privacy Policy is incorporated by reference in these Terms of Use.
Electronic Communications
When you visit Pennyborn.com, make purchases on our site or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on our site. You agree that all agreements, notices, disclosures and other communications we provide to you electronically satisfy any legal requirements that such communications be in writing.
Comments, Reviews, Communications and Postings
You may submit comments, reviews, content, and communications to Pennyborn.com provided such items are not obscene, illegal, threatening or defamatory and provided such items do not invade the privacy or infringe the intellectual property of a third party. Such items may not contain software viruses or any form of "spam." You may not use a false e-mail address, impersonate any person or entity or otherwise mislead as to the origin of the information. Pennyborn Planning reserves the right to remove all items posted on Pennyborn.com that are deemed inappropriate in its sole discretion WITHOUT NOTICE.
By submitting comments, reviews, content, and communications to Pennyborn.com, you grant Pennyborn Planning a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute, and display such content throughout the world in any media. By submitting such items, you represent and warrant that the content is accurate, that you own or are legally authorized to use such items, and that such use will not cause injury to any person or entity. Pennyborn Planning shall have the right to use any such submissions from you for any purpose we deem appropriate without any compensation or notice to you. The use of this site for sending unsolicited commercial e-mail, bulk e-mail or any other e-mail solicitation (“SPAM”) is strictly prohibited.
Adding Links or Linking to Pennyborn.com
You may add a link from your website to Pennyborn.com for educational purposes. However, you may not copy the titles of our articles or estate planning forms, our content, metatags, key words, or page descriptions from Pennyborn.com and place them on your site as part of a link or in any other manner.
Ownership of Pennyborn.com Website, Content, and Forms
Pennyborn Planning owns all right, title, and interest in and to the Pennyborn.com site and all information, text, forms, software, graphics, photographs, logos, images, audio clips, video clips, trademarks, trade names, and other intellectual property displayed thereon. The Pennyborn.com site in its entirety, including the compilation, organization, and display of content thereon, is the exclusive property of Pennyborn Planning and is protected by United States and international copyright, trademark, and trade dress rights, including international treaties.
This site and its contents are displayed solely for the purpose of providing educational information for consumers regarding estate planning, wills, living trusts, probate, trust administration, financial planning, long term care, and elder law. You may view, download, and print content and forms from Pennyborn.com subject to the following conditions: (a) the content may be used solely for informational purposes; and (b) the content may not be modified or altered in any way. Any other use, including the reproduction, copying, modification, distribution, transmission, display, sale or other use of the content on Pennyborn.com is strictly prohibited without the written permission of Pennyborn Planning. Pennyborn Planning grants no right or license, express or implied, to use any of the content on Pennyborn.com. Any unauthorized use of the content on Pennyborn.com may violate civil or criminal laws, including, but not limited to, United States copyright and trademark laws, and international treaties. We will enforce our intellectual property rights to the fullest extent of the law.
Affiliate Programs
Pennyborn.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
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